Important to Notice for Patients with Anthem Blue Cross Blue Shield Insurance
Effective April 1, 2024, Sauk Prairie Healthcare is no longer in-network for Anthem Blue Cross Blue Shield health plans. (Please note: Prairie Clinic continues to be in-network with Anthem.)
Please see below for answers to some commonly asked questions.
Frequently Asked Questions
What Anthem members are impacted?
According to Anthem’s website,
www.anthem.com/saukprairie , “This could affect the out-of-pocket obligations for Anthem members
enrolled in Blue Preferred / Blue Preferred Plus (HMO/POS); Blue Access
(PPO); Blue Priority and Blue Priority-X; Blue Traditional; Medicare Advantage
(HMO/PPO); and Medicaid health benefit plans and receive non-emergency
care at Sauk Prairie facilities. Note that some Anthem members may have
out-of-network benefits. We encourage all members to review and become
familiar with their health plan’s Evidence of Coverage (EOC) booklet
for the exact terms and conditions of coverage.”
Which other insurance plans include Sauk Prairie Healthcare in their provider network?
Sauk Prairie Healthcare accepts most commercial insurance plans and HMOs,
including: Quartz, Dean, The Alliance, and GHC-SCW, and many more. If
you have questions about an insurance not listed here, please contact
your insurance carrier to see if we are in network.
What should I do if I have an upcoming appointment at Sauk Prairie Healthcare?
We are cancelling appointments for patients who have Anthem Blue Cross
Blue Shield as their primary insurance and contacting those patients to
make them aware of the cancellation and further explain the process to
follow if they still want to be seen. Those patients may also call us
at 608-643-7528.
I see a provider at Prairie Clinic. Are they in Anthem BCBS’s network?
Yes, Prairie Clinic is in-network for Anthem BCBS.
Are the UW Health and SSM Health clinics which are located at the Sauk
Prairie Healthcare Campus in-network with Anthem?
UW Health and SSM Health’s network status with Anthem are not impacted
by this situation. UW Health and SSM Health are not affiliated with Sauk
Prairie Healthcare.
My Medicare Supplement is through Blue Cross Blue Shield. Will Sauk Prairie
Healthcare be out-of-network for me?
Medicare Supplement Insurance (Medigap) is extra insurance you can buy
from a private health insurance company to help pay your share of out-of-pocket
costs in Original Medicare. According to Blue Cross Blue Shield’s website
https://www.bcbs.com/medicare/medigap, “most of the time, Medigap coverage has no network limitations
and is available anywhere that Medicare is accepted.” To verify
that your BCBS Medicare supplement insurance has no network limitations,
call the number on the back of your insurance card or check with your
insurance agent.
I have a Blue Cross Blue Shield secondary plan. How does this affect me?
Any balances left after your primary insurance company pays would be sent
to Blue Cross Blue Shield for processing. Anthem BCBS has several types
of health plans, so out-of-network benefit coverage varies. To verify
your out-of-network benefit, contact BCBS at the number of the back of
your insurance card.
I get insurance through my employer. Is it too late in the year for me
to switch insurance plans?
It depends. If an alternate health plan is available to you through a spouse
or partner’s employer, check with their human resources representative
to see if this situation is a qualifying event that would enable you to
enroll at this time. Sauk Prairie Healthcare is in-network for most commercial
insurance plans and HMOs, including Quartz, Dean, GHC-SCW, however, individual
plans vary, so be sure to confirm that Sauk Prairie Healthcare is in-network.
If I want to continue to receive out-of-network care at SPH, what are my
payment options?
Each situation is unique to you and your health plan. Our Pre-encounter
team is happy to provide a price estimate so that you understand your
options. Call 608-643-7528 to request an estimate.
Sauk Prairie Healthcare offers a Financial Assistance Program for those individuals and services that qualify. If you would like to learn more about our Financial Assistance Policy, please visit our website at https://www.saukprairiehealthcare.org/patients-visitors/billing/financial-assistance/
Will Anthem cover emergency care at Sauk Prairie Healthcare?
According to Anthem’s website, “Emergency medical services
are not impacted. Anyone in need of emergency care should immediately
go to the nearest emergency room or call 9-1-1. Coverage will be provided
according to the member’s policy benefits and in-network cost shares.”
However, we think it’s important for you to know that Urgent Care
(which is also offered within Sauk Prairie Healthcare’s Emergency
Department) is not considered emergency care and will likely result in
higher out-of-pocket costs.